Terms of Service
Acceptance of Terms
By accessing and using Loan Apps United States of America, you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use our services.
Description of Service
Loan Apps United States of America provides a loan comparison platform connecting borrowers with licensed lenders. We are not a lender and do not make credit decisions.
User Eligibility
To use our services, you must:
- Be at least 18 years old (or legal age in United States of America)
- Be a resident of United States of America
- Have the legal capacity to enter into binding contracts
- Provide accurate and truthful information
User Accounts
When creating an account, you must provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
Prohibited Activities
You agree not to:
- Provide false or misleading information
- Attempt to manipulate loan comparisons or recommendations
- Use the platform for fraudulent purposes
- Interfere with the proper functioning of our services
- Violate any applicable laws or regulations in United States of America
Loan Applications
When you submit a loan application through our platform:
- We share your information with matched lenders
- Final approval and terms are determined by the lender
- Interest rates and fees are set by individual lenders
- You are responsible for reading and understanding loan terms before accepting
Affiliate Relationships
We may receive compensation from lenders when you are connected through our platform. This does not affect the objectivity of our comparisons or recommendations.
Intellectual Property
All content on Loan Apps United States of America, including text, graphics, logos, and software, is protected by copyright and trademark laws.
Disclaimers
Our platform provides information and comparison tools. We do not guarantee loan approval, specific rates, or terms. All lending decisions are made by individual financial institutions.
Limitation of Liability
Loan Apps United States of America shall not be liable for any damages arising from your use of our platform or your relationship with any lender.
Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting.
Governing Law
These Terms are governed by the laws of United States of America.
Contact Information
For questions about these Terms of Service, please contact us.