Early Repayment Calculator United States of America 2025

Original Loan Amount

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Interest Rate

Loan Term

Loan Start Date

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Extra Payment Amount

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This amount will be added to each monthly payment

Lump Sum Amount

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When to Make Payment

By paying every 2 weeks instead of monthly, you make 26 half-payments per year (13 full payments instead of 12)

Round Up Payment to Nearest

Total Money Saved 0

Time Saved 0

Interest Saved 0

Even $50 extra per month can save years off your loan

Use tax refunds or bonuses for lump sum payments

Round up payments to create effortless extra payments

Biweekly payments create one extra payment per year

Early Repayment Calculator